What is a Credit Union?
Northamptonshire Credit Union (NCU) provides a range of affordable financial services, including safe savings, low cost loans and banking facilities. Our services are open to anyone living or working in Northamptonshire or the surrounding districts of Milton Keynes, Bedford, Central Bedfordshire, Cherwell, City of Oxford, Vale of White Horse and South Oxfordshire.
A Credit Union is a type of community bank, which is owned and run by its members. NCU is overseen by Directors who are elected each year from the membership at the Annual General Meeting. If you become a Northamptonshire Credit Union member you will be supporting a local and ethical savings and loan scheme that is owned and managed by local people for local people. There are about 400 Credit Unions in Great Britain with over 1 million members.
Like all Credit Unions, Northampton Credit Union is regulated by the Financial Conduct Authority (FCA) and the Prudential Regulation Authority (PRA). As a member, this gives you the peace of mind of knowing that your savings are 100% safe and secure, as they are protected by the Financial Services Compensation Scheme.